Preparing for life after high school: Selecting the right course & college for your future The graduation rate for high-schoolers recently reached a record high 81%, getting closer to the nation’s goal of 90% by 2020. That is good news for students and our country’s future. Data from the Bureau of Labor Statistics confirms that higher education results… Continue Reading Which course or college leads to a good career?
For this week’s post, we are going to talk about a related but somewhat tangential topic relative to our usual small business lending. I had the opportunity to attend the LendIt conference in San Francisco this last week. It was a two day event at the Marriott Marquis south of Market Street in the city.… Continue Reading LendIt 2016
The Top 5 Largest US Commercial Lenders in the P2P or Marketplace Lending segment Introduction As mentioned in my previous blog State of the Small Business Lending Industry, there is a lot of activity in the marketplace lending space. Funding activity in 2014 and 2015 grew significantly, however with the recent downturn in the markets… Continue Reading Top 5 in Marketplace Lending
The 2016 Presidential Candidates and the Student Debt Problem In this election year, solving the student debt crisis is light on the agenda for the candidates. As of March 2016, only two candidates have outlined clearer plans to address the problem. So, the question is: Does Student Debt Matter in the 2016 Presidential Election? In… Continue Reading Does Student Debt Matter in 2016 Election?
Broke and Hungry… The story behind our student debt problem By George Bailey One morning, I stood behind a young lady who was trying to pay for her breakfast in pennies she carried in a zip-lock bag. She counted each cent and got it wrong at least three times. And every time she needed to… Continue Reading Student Debt Is Ruining Our Country: How and Why
Key factors that are keeping your credit score low A question we get asked a lot is about the factors that affect your credit score. So we decided to write an overview to explain how credit agencies determine your score and why your score may be low or lower than it should be. To keep… Continue Reading Why is my credit score so low?
Quick ways to improve your credit score If you are applying for a mortgage, a personal loan or financing a car loan, a good credit score will help lower your interest rate, reduce payments and save you money. Credit scoring is still an integral part of the decision making process for a majority of lenders… Continue Reading How to improve your credit score quickly
Tips on reducing your debt by following some simple methods that have worked for us and others. Continue Reading Reduce your debt without starving yourself
State of the Industry – Small Business Lending Current challenges and outlook for Small Business Lending. Will FinTech really help? Introduction My goal for this article is to bring together a number of arguments that are being made in disparate venues regarding issues with the small business lending market and try to visualize a path… Continue Reading State of the Industry – Small Business Lending
Financial education for students, small businesses and individuals like you and us. Money isn’t everything. This is the debate I am having with George, who vehemently disagrees and believe the opposite is one of the hard truths of life, that without money, one’s survival is in peril. To support my side, I point him to… Continue Reading Welcome